DMC Income Protector Plan
Only available to exclusive and selected clients. Ensure you protect your valuable income against death, permanent disability and retrenchment with the plan that pays you or your loved ones a fixed sum of money should any of these events happen to you. Use the monthly payout to settle debt, pay for school fees, buy groceries or even for the funeral arrangements. You decide where the money is spent and where it will best suit you and your family.
The cost of this peace of mind is R109/month
R4000 Cash payout for six months
Simple T&C’s, easy to understand, no hidden clauses
Is this product available to anyone?
No, this product is only available to selected DMC Clients.
Can I take the lump sum instead of the 6 monthly payments?
Yes, however only in the event of your death is a lump sum option offered to your nominated beneficiary.
How do my WAITING PERIODS work?
Six months after the Insurer has received your 1st premium, your waiting period would have been completed for all benefits.
What does Permanent Disability mean?
A medical doctor has to certify you permanently disabled, this may be because of an illness, injury or disease that cannot be cured or treated and this stops you from earning an income. Very important is that only a medical doctor can certify someone disabled.
Will I be covered for Retrenchment if I am dismissed from my employment?
No, you can only claim this benefit if you were permanently employed for 6 months prior to any retrenchment action happening against you. Contract, temporary and seasonal workers are also not covered under this benefit.
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Real People Life, a division of OPCO 365 (Pty) Ltd, Company Reg. No. 2001/004440/07, FSP Licence No. 9945, NCRCP No. 103.
Underwritten by Old Mutual Alternative Risk Transfer Limited (OMART), a registered Long-Term Insurer.
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